Save Thousands on Your New Home This Fall
This fall, Boise Hunter Homes is making it easier than ever to step into the home you’ve been waiting for. From now until 10/15/2025 (Must close by 12/31/2025.), you can take advantage of a special 3-2-1 buydown program—starting your first year with an interest rate as low as 3.49%* (6.163% Annual Percentage Rate (APR) over the life of the loan).
That means lower monthly payments upfront, more flexibility for your budget, and the opportunity to enjoy your new home and community without waiting for interest rates to drop.
With beautiful, move-in-ready homes available in Dry Creek Ranch, River Park Estates, Harris North, and Harris Ridge, now is the perfect time to move and be home just in time for the holidays.
What is a 3-2-1 Buydown?
A 3-2-1 Buydown is a temporary rate reduction that lowers your interest rate for the first three years of your mortgage. You’ll enjoy payments that are 3% lower in year one, 2% lower in year two, and 1% lower in year three before settling into your standard rate—with ample time to refinance as rates continue to drop.
First Year
On a $1M home, your starting rate drops to 3.49% with payments around $3,361—that’s $1,372/month in savings compared to today’s standard rate of 6.49%*.
Second Year
Your rate moves to 4.49%, with payments near $3,798. You’ll still save $940/month*.
Third Year
Step into a 5.49% rate with payments of about $4,250—saving $482/month* before transitioning to the standard rate in year four.
Fourth Year
Your rate returns to the standard rate of 6.49% with payments of approximately $4,732—and many homeowners choose to explore refinancing during this window to lock in a better long-term rate.
Ready to Make the Move?
Your dream home is closer than you think. Take advantage of our 3-2-1 Buydown program today and enjoy thousands in savings*. Click below to learn more about this limited-time opportunity, or reach out to Leysa, our new home advisor, to talk through your options.
*Offer valid on new purchase agreements signed between 9/24/25–10/15/25 for select inventory homes in Dry Creek Ranch, River Park Estates, Harris North, and Harris Ridge that close on or before 12/31/2025. Pricing, features, and availability subject to change without notice. Boise Hunter Homes is not acting as a mortgage broker or lender. Loan program and pricing available through US Bank NMLS #402761. Contact Darren Milton at (208) 629-6786 for details. Based on conventional financing (loan limit of $805,600) with a year one interest rate of 3.125% (6.163% Annual Percentage Rate (APR)) for the life of the loan. Jumbo loans up to $1,500,000 also qualify for incentive for a 2/1 Buydown at an initial rate of 4.75% (6.783% Annual Percentage Rate (APR)) for the life of the loan. Interest rates effective September 23, 2025 based on a 780-credit score with a minimum of a 25% down payment. Information, rates, promotions, and programs are subject to change or end without notice. Additional restrictions may apply. Not all buyers may qualify. Promotion cannot be combined with any other offer(s). See Sales Agent for details.
